NABS AI Solutions Pvt. Ltd.
NABS AI Solutions Pvt. Ltd.
Built by a CA, for CAs — the only tool statutory bank branch auditors need for NPA identification, asset classification, provisioning and audit reporting — fully compliant with RBI IRACP Directions 2025.
New to BankLens? Explore features and watch the demo below before downloading
A product by NABS AI Solutions Pvt. Ltd.
90-day DPD rule + instalment overdue method. Identifies NPAs with exact NPA date computation as per RBI norms.
All 3 RBI criteria — outstanding exceeding limit/DP for 90 days, no credits for 90 days, credits insufficient to cover interest.
Crop season-based NPA rules for Kharif, Rabi and long-duration crops. Configurable per branch region.
Full RBI classification — Standard, SMA-0/1/2, Sub-standard, Doubtful-1/2/3, Loss with secured/unsecured split.
Differentiated provision rates for 20+ loan categories. Guarantee coverage (ECGC/CGTMSE) deduction supported.
If any facility of a borrower is NPA, all facilities are classified NPA — mandatory RBI rule, auto-applied across TL and CC/OD.
Memorandum of Changes — Category C (Interest Reversal), D (Classification), E (Provision) generated automatically.
Classification-wise summary with provision adequacy worksheet. Account-level provision computation for every NPA.
Complete LFAR Advances section (.docx) — 5(a) to Annex III — auto-generated as per latest RBI LFAR format.
Upload 12 months of CC/OD data for trend analysis. Confirms NPA criteria with multi-period evidence.
Identifies accounts approaching NPA threshold — SMA-2 accounts, stale stock statements, limit expiry warnings.
Excel working papers with all flagged accounts, NPA accounts in LFAR format, classification summary, divergence analysis.
Import Term Loan and/or CC/OD balance files (Excel/CSV) received from the bank
Map bank-specific column names to standard fields. Classify facility types to RBI categories
One click — tool identifies all NPAs, classifies assets, computes provisions, detects divergences
MOC, NPA Statement, LFAR (.docx), Working Papers — all generated automatically, ready for reporting
See how BankLens automates NPA analysis in under 10 minutes
Download the checklist of columns to request from the bank for accurate NPA analysis
Download Data Checklist (PDF)Watch a complete walkthrough of BankLens from file upload to report generation
BankLens is built ground-up on the latest regulatory framework. Every NPA identification rule, provision rate, and reporting format is sourced directly from RBI circulars and ICAI guidance.
Join chartered accountants across India who trust BankLens for accurate NPA analysis
Subscribe NowOpen Windows Security → Virus & threat protection → Protection history. Look for any entry mentioning "BankLens" and click Allow.
Right-click BankLens_Setup.exe → Properties → At the bottom, check if there is an "Unblock" checkbox → Tick it → Apply → OK. Try running again.
Open Windows Security → Virus & threat protection → Manage settings → Scroll to "Exclusions" → Add exclusion → File → Select BankLens_Setup.exe
Also add exclusion for folder: %LOCALAPPDATA%\Temp\
Open your antivirus dashboard → Settings → Exclusions or Trusted Applications → Add BankLens_Setup.exe to the trusted list.
Right-click BankLens_Setup.exe → Run as administrator
Press Win+R → Type %LOCALAPPDATA%\Temp\ → Enter. Ensure at least 1 GB free space on the drive.
Contact support: +91 70155 91070 or info@nabsai.com
Share your Windows version (Win+R → type winver → screenshot) and antivirus name.
For support, queries or feedback
+91 70155 91070